The patrolled beach offers safe swimming all year round and has a small ocean rock pool tucked into the cliffs at the southern end. Also located at the southern end of Terrigal Beach is Terrigal Haven, a protected boat harbour with a boat ramp, fishing charters, scuba diving and snorkelling, as well as picnic and barbecue facilities.

Terrigal Beach is patrolled every day from October long weekend until the end of the April School Holidays.