badge-bullet-rounded-7 badge-bullet-rounded-6

Your Guide to Caravan Insurance

You've purchased your dream home on wheels. Congratulations!

Now you need to protect it.

That's where our friends at CIL Insurance come into the picture.

As Australia's first specialist caravan insurer, CIL is a trusted name with decades of experience.

Here is a helpful guide to help you better understand caravan insurance.

Let's talk insurance now, so you can relax later. Location: BIG4 Bright, VIC.

Do You Need Caravan Insurance?

The purchase of a new or used caravan is a considerable investment that will provide many years of enjoyment.

Just like you would insure a car or a home, making sure you have the right insurance to cover your caravan for damage can give you peace of mind when you hit the road.  

Peace of mind when you hit the road.

What Does Caravan Insurance Cover?

CIL Insurance insures your caravan against the following:

  • Damage caused by hail, storms (including cyclones), and floods.
  • Accidental loss or damage.
  • Theft and attempted theft.
  • Fire and explosion.
  • Motor burnout.

Insurance from top to bottom.

At no extra cost, you are also covered for the following:

  • A new caravan after a total loss for caravans less than two years old.
  • Temporary accommodation expenses up to $150 a day if your caravan is not fit to live in following damage or loss.
  • Up to $1000 contents cover included.
  • Authorised emergency repairs if your caravan cannot be towed after a collision or impact.
  • Reasonable costs to collect and deliver your caravan back to you following a collision or impact – if the repairer is more than 100km from your home.
  • Removal and storage of your caravan after a collision or impact if it cannot be towed.
  • Up to $20 million caravan legal liability and $20 million personal liability.
  • Up to $500 veterinary expenses for your injured domestic pet.
  • Choice of a higher excess to reduce your premium.

Don't worry, Baxter. You're not forgotten. Location: BIG4 Deniliquin, NSW.

Top Tips For Avoiding Damage to Your Caravan

There are a few handy hints to keep in mind that will help you to stay safe and secure when it comes time to hit the road:

  • Seals around windows and doors are among the most common causes of leaks and water damage. It's important to check seals and replace them where necessary.
  • Caravan sway is often highlighted in tragic videos. Caravanners must understand what causes it and how to control and prevent rollover.
  • Low-impact collisions while reversing or parking a caravan are one of the most common insurance claims and can be avoided if towing/parking lessons of a caravan are taken.

Towing lessons provide plenty of practical assistance.

  • Always keep an eye on the weather for storms or flooding, so you can take preventive action to prevent damage to your caravan (e.g. awning damage or antennas) and stay safe.
  • Regular servicing and maintenance of all vehicles are essential, particularly if they have been off the road for a period.

It's all sunshine and rainbows now, but what does the forecast say? Location: BIG4 Sandstone Point, QLD.

Trusted Caravan Insurance in Australia

When it began operating in 1962, CIL was Australia's first specialist caravan insurer.

It was also the first business to introduce flood, storm, and cyclone cover to the caravanning community.

CIL’s commitment to caravanning in Australia and its ability to evolve as the industry has, means CIL has garnered a reputation as the country’s leading specialist caravan and RV insurer.

Additionally, for added convenience, CIL offers 24/7 assistance when lodging claims.

CIL has been there for the long haul.

Caravan Insurance Cost

The best way to understand the cost of insurance and the cover provided is to speak with one of the friendly staff at CIL Insurance.

They can tailor the insurance cover to your needs and provide a competitive quote. Give the team at CIL a call on 1800 112 841.


Insurance tailored to your needs. Location: BIG4 Big River, Grafton, NSW.

Not Just Caravan Insurance…

CIL also offers insurance for motorhomes, camper trailers, and other RVs. Choose the cover that's right for you by clicking here.

And with flexible payment options available, CIL is the top choice when it comes to caravan insurance.

Cover is available for all types of RVs. Location: BIG4 Mudgee, NSW.

Need insurance for your caravan or RV? Contact the team at CIL today. See here.

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as CIL Insurance. Read the Product Disclosure Statement before you make any decisions regarding its products, available at CIL Insurance.

Perks+ members SAVE

on stays, plus loads more! 

Already a member? Sign in